In Augusta, KS, car loans have become tougher to obtain. No matter whether you need a used car or a new one, it’s our mission to help you get in the driver’s seat quickly and painlessly. You can submit an application for your Augusta KS car loan in as little as 3 minutes.
Have you sat down with a calculator and run the numbers for your new car? In most cases, it’s best to spend no more than 1/5 of your monthly income for installment payments, gas, and repairs. If you make $3,855 monthly, the Augusta average, this equates to $694 to $771 per month. Please don’t commit more than this. Used auto loans are recommended, at least more often than not. New cars and trucks drop in value too rapidly to be a smart purchase.
Financing a Car With Bad Credit in Augusta, Kansas: Getting Approved
Below are some things you can do to improve your chances of getting approved for a bad credit finance package in Augusta, KS.
- Offer 20% Down.
- Get a Co-buyer.
- Never Allocate Over 20% of Your Monthly Income to Paying Down Your Loan
- If This Isn’t Enough, Get an Auto Loan at a Buy Here Pay Here Car Lot in Augusta, KS.
No Credit Check Autos: Augusta (KS)
Countless KS buy here pay here dealers will let you buy a vehicle with no credit check. But this diminishes your ability to rebuild your credit history.
You’ll find that at buy here pay here car lots, also called a tote the note or in house financing car lot, the auto loans are provided on site. To paraphrase, these car dealerships grant in house car loans to Kansas residents with bad credit.
To many consumers, getting their auto loan without any credit check may seem awesome. Alas, they aren’t without a few major cons. The APR rates and advance payments are substantial; moreover, you won’t have much of a chance to restore your credit history through this sort of an establishment.
Make sure to check out any KS in house financing car dealership online. You’ll want to talk to a friend or relative who has purchased a car or truck from them recently, and determine if they would recommend them.
Used And Bad Credit Car Lots in Augusta (KS)
- Corky’s Cars Inc, 9629 SW Us Highway 54, 67010
- Parks Inc., PO Box 588, 67010
- Parks Motors in Augusta, 11987 Southwest USHighway 54, 67010
- Auto Masters Used Cars, 12061 Southwest USHighway 54, 67010
- Elite Auto Sales LLC, 715 West 7th Avenue, 67010
- Augusta Auto Sales, 617 State Street, 67010
- Steven – Steven Ford-Mercury of Augusta- Sales, West Highway 54, 67010
- Augusta’s Auto Plaza Inc, 9965 Southwest Santa Fe Lake Road, 67010
- Ayres Motors LLC, 11831 Southwest 70th Street, 67010
- Ron Knepp Motors LLC, 11234 Southwest USHighway 54, 67010
- Steven Ford, 9955 Sw Diamond Rd, 67010