We make it easier find automobile financing in Columbus, even when you have less-than-perfect credit. We have removed the hassles from financing a car in Columbus and across Kansas. You can apply for your Columbus KS auto loan in as little as 3-4 minutes.
Why don’t we check out how the process works?
- To start with, you want to apply online.
- We will try to match you with the best Kansas auto loan provider for your location, income, and down payment.
- If pre-approved, you’ll be contacted by your auto loan provider by phone or email.
- Finalize your auto financing paperwork and pick your car or truck from a local dealership.
Go here to submit your application online.
Zero Down Payment Cars in Columbus (KS)
Interested in a car loan with no down payment in Columbus, KS? We can help. Simply submit your application. But don’t forget: a down payment is advisable if you can afford it. Nearly all loan companies will be satisfied with a down payment of 15 to 20%.
You also need to consider your monthly payments. You don’t want to devote in excess of 18 to 20% of your income for your Kansas auto loan. Consider average numbers for Kansas residents.
- $29,567: Income (Annually)
- $2,464: Income (Per Month)
- $444 to $493: Monthly Payment
Low credit scores? Find out more about Kansas bad credit auto loans.
Auto Loans with Bad Credit: Columbus (KS)
Have a bad credit score?
If you need a bad credit auto loan in Columbus, KS, we can help you find a lender who won’t instantly turn down people with credit ratings below 600. Nearly all loan creditors require people who have bad credit to have a salary of $1500 monthly, at minimum, and not more than $750 each month in debt payments, which includes your new bad credit auto loan.
Car Lots That Offer In-House Financing in Columbus (KS)
For many people in Columbus, Kansas, buy here pay here car lots have become the last measure when it comes to getting financed. These dealerships are often labeled: Tote the Note, Your Job is Your Credit, or in house financing dealerships in Columbus, KS.
Such car loans will often be provided with no credit check.
Regrettably, there are several key disadvantages. The APR rates and advance payments are substantial; moreover, you won’t have much of a chance to rebuild your credit history through such an establishment.
Make sure to investigate any KS buy here pay here car lot online. Attempt to speak with someone who has purchased a vehicle from them recently. Ask them if they would recommend them.
Columbus (KS) Used Car Lots That Might Provide Auto Loans
- Myers Used Cars, 903 East Oak Street, 66725
- Mike Carpino Motor Company, 613 North East Avenue, 66725
- Columbus Ford-Mercury Inc, Highway 69-160 7 Jun, 66725
- Jay Hatfield South Used Cars, 200 South East Avenue, 66725