We can help you obtain the auto loan in Dodge City KS you need, even when you have bad credit. Sure, many banks have stiffened up their loan requirements, but there are lenders who will help you; we can place your application with them. Please click here to submit your application.
- Average Dodge City Income: $1,565 Per Month
- Average KS Credit Rating: 682
Most car loan providers will want you to make no less than $1500 income a month, and the amount you spend on existing debts, inclusive of your new loan, must not be more than one half of your income. In Dodge City, Kansas, this rounds out to $783 (average). Earnings or credit scores lacking? Fear not. You may still qualify with a co-buyer, more money down, or via buy here pay here financing in Dodge City, KS.
Car Loans with No Down Payment in Dodge City (KS)
Looking for no down payment auto financing in Dodge City, KS? We can help. Simply apply online. Of course, down payments are highly recommended if you can afford it. You can expect loan companies will be content with an advance payment of 15 to 20%. Another thing to consider is your car payments. Don’t commit in excess of 18-20% of your income for your Kansas auto loan. Here are a few numbers for the average Dodge City consumer.
- $18,784: Income (Yearly)
- $1,565: Income (Per Month)
- $282 to $313: Monthly Payment
Financing a Car with Bad Credit in Dodge City, Kansas
Here are several steps you can take to improve your chances of qualifying for a bad credit auto loan in Dodge City, Kansas.
- Offer 20% Down.
- Get a Co-signer.
- Never Allocate More Than One-Fifth of Your Monthly Wages to Making Payments on Your Loan
- If Need Be, Get Financed Through a Dealership That Finances Bad Credit in Dodge City, KS.
No Credit Check Dealerships: Dodge City, KS
Would you like to purchase a used car or truck in Dodge City, KS with no credit check? Buy here pay here car lots might be the only solution.
These car lots go by a few different names: Tote the Note, Your Job is Your Credit, or in house financing dealerships in Dodge City, Kansas.
Indeed, finding a BHPH car lot in Dodge City, KS might sound perfect.
Lamentably, you’ll want to think about several main disadvantages. The loan rates and down payments are high, and it will be nearly impossible to to repair your credit rating through such an establishment.
Make sure that you explore any KS in house financing dealer on the web. Attempt to find someone who has bought a car from them in the past. Ask them whether or not the car lot is reputable.
Used And Bad Credit Dealerships in Dodge City, KS
- Garcia’s Auto Sales, 700 S 2nd Ave, 67801
- LOPP Motors Inc, 305 N 2nd Ave, 67801
- Rostetter Auto Ranch, 500 S 2nd Ave, 67801
- Roger’s Auto Sales, 1400 East Wyatt Earp Boulevard, 67801
- Aguilar Auto Sales, 909 S 2nd Ave, 67801
- NENA Auto Sales, 710 South 2nd Avenue, 67801
- Dodge City Auto Service & Repair Inc, 1210 South 2nd Avenue, 67801
- U S A Auto Sales, 1206 Minneola Road, 67801
- Guero Auto Sales, 304 East Wyatt Earp Boulevard, 67801
- Dodge City Toyota Inc., 907 S 2nd Ave, 67801
- Armentas Auto Sales, 911 S 2nd Ave, 67801
- Quick Service Auto, 118 South 2nd Avenue, 67801
- Auto Connection, 610 South 2nd Avenue, 67801
- Comfort Homes, 118 East Trail Street, 67801
- Roth’s, 1111 Avenue P, 67801
- LA Bodega Auto Sales, 50 North 2nd Avenue, 67801
- George Nielsen Motors, 404 South 2nd Avenue, 67801
- El Mexicano Auto, 117 West Trail Street, 67801
- G & G Incorporated, 308 S 2nd Ave, 923
- G & G Car & Truck Supercenter, 404 S 2nd Ave, 923
- Magouirk Chevrolet-Cadillac, 900 S 2nd Ave, 67835
- Frontier Kia – New & Used Cars, 200 E Wyatt Earp Blvd, 67835