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Auto Loans in Phillipsburg (KS)

We enable you to secure the auto loan in Phillipsburg KS you need, no matter if you’ve got below-average credit. Without a doubt, the economy has been rough, but there are loan providers who still want your business, and it’s our mission to help you find them. What are we charging our users for this service? Not a cent.

Let’s take a look at how it works.

When you apply online, we try to find you the ideal Kansas car loan lender for your needs. If pre-qualified, a special finance officer will make contact with you by telephone or email. Lastly, complete your auto finance documents and select your car or truck from a nearby car lot.

Follow this link to apply online.

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You should spend no more than a fifth of your regular monthly income for things like:

  • Monthly Payments
  • Upkeep
  • Gas

For the typical Phillipsburg car owner, this equates to $565-$628 a month.

Car Loans with Bad Credit in Phillipsburg, Kansas

At Car Loans in Kansas, a low credit score is no issue.

If you want a car loan in Phillipsburg, Kansas with bad credit, we can help you find a finance company who won’t instantly turn down people who have fico scores below 600.

The vast majority of loan companies impose a down payment requirement, along with a maximum of one half of monthly income being allotted to current debt.

Post-Bankruptcy Car Loans: Phillipsburg, KS

Bankruptcies, foreclosures, and repossessions are some of the most detrimental things that can happen to your credit. Many Kansas residents believe that it’s impossible to buy a car with bankruptcy or repossession. The good news is that there are loan creditors that grant bad credit auto loans in Phillipsburg, KS, even when you’ve dealt with:

  • Declaring Bankruptcy (Chapter 7 or 13)
  • Repossession

Often times though, you should be expecting one or two negatives: excessive interest rates and significant down payment conditions.

Car Dealers That Offer In-House Financing: Phillipsburg, KS

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Trying to find a buy here pay here car lot in KS? If you think your only option is an in house financing auto loan, we urge you to submit your application for bad credit car loans in Phillipsburg, KS.

These dealerships go by many names: Tote the Note, Your Job is Your Credit, or in house financing dealerships in Phillipsburg, KS.

For sure, tracking down a tote the note car dealership in Phillipsburg, Kansas might seem like your best option.

Sadly, they have some major disadvantages. We’d be careless to not bring up:

  • Outrageous Interest Rates
  • Aggressive Lending Tactics
  • Significant Down Payments
  • High Mileage Used Cars

Even if you have bad credit, you will find there’s good chance you could get approved for the car loan you’re looking for without relying on BHPH financing.

Used And Bad Credit Dealers in Phillipsburg, KS

  • T J’S Toys Autos & Spas – Tj’s Toys & Auto, 179 East Highway 36, 67661